Sustainability

Our approach to sustainability
As part of our ongoing commitment to transparency and responsible business practices TF Bank has published sustainability-related information since 2019. Our objective is to contribute to financial inclusion by offering responsible lending solutions that support the everyday needs of our customers. In a well-functioning economy, responsible lending plays an important role by providing individuals with access to essential financial services in a secure, transparent, and sustainable manner. Our ambition is to ensure that all customers can access the products and services they need in a way that is fair, responsible, and aligned with long-term societal and regulatory expectations.

We integrate environmental, social, and governance (ESG) considerations into our business model, risk management processes, and decision-making to ensure that sustainability is embedded in our operations. This is achieved through responsible lending practices, transparent customer engagement, and a long-term perspective on value creation.

Over recent years, TF Bank has taken steps to strengthen its sustainability framework, with the aim of meeting evolving regulatory requirements and contributing positively to societal needs. We are committed to supporting the United Nations Sustainable Development Goals (UN SDGs). In 2022 we joined the United Nations (UN) Global Compact, a voluntary initiative that encourages businesses to align their operations and strategies with universal principles on human rights, labour, environment, and anti-corruption.

Priority areas
Our sustainability framework reflects TF Bank’s priority areas and how sustainability is integrated into our strategy, governance and risk management. The priority areas are based on the results of our Double Materiality Assessment, which identified the topics most material to our business model, stakeholder expectations and long-term value creation. This ensures that our efforts are concentrated where we have the greatest impact and exposure.

Our approach is based on continuous development and responsible business practices. Sustainability considerations are embedded in policies, controls and decision-making processes, enabling us to manage risks and opportunities in a structured way. As regulatory requirements and stakeholder expectations evolve, we regularly review and refine our priorities to ensure that our sustainability framework remains relevant and aligned with our long-term strategy.

United Nations Global Compact
Our sustainability work at TF Bank is guided by the ten principles of the UN Global Compact, supporting the integration of environmental, social and business ethics considerations across our operations and long-term strategy.

ESG contact
E-post: [email protected]