Group Management Team

Holdings in the Company as at October 31, 2024.

Joakim Jansson<sup>1,2</sup>
Joakim Jansson1,2
Chief Executive Officer

At TF Bank since 2023 as CEO. Has previously held leading positions within Swedbank and Handelsbanken.

Born: 1976

Located: Stockholm, Sweden

Education: PhD in Economics, Uppsala University

Current directorships: Chairman: Rediem Capital AB

Holdings in the Company: 7,780 shares

Mikael Meomuttel<sup>1,2</sup>
Mikael Meomuttel1,2
Chief Financial Officer & Deputy Chief Executive Officer

At TF Bank since 2009, 2014 Deputy CEO and from 2018 also the Group’s Head of IR. Previous experience as Financial controller at Consortio Fashion Group AB (CFG).

Born: 1976

Located: Borås, Sweden

Education: MSc in Business/ Economics and Finance at Borås University/Gothenburg University

Current directorships: Chairman: Torhamnsskär Holding AB. Board member: Rediem Capital AB

Holdings in the Company: 34,000 shares

Vilma Sool<sup>2</sup>
Vilma Sool2
Head of Continental Europe Consumer Lending

At TF Bank since 2014 as Head of Estonia and afterwards Head of Baltic. Since October 2023 appointed as Chief Corporate Officer. Previous experience as Business developer and responsible for Deposits at Bigbank.

Born: 1986

Located: Tallinn, Estonia

Education: LL.M (Master in Law), Tallinn University

Current directorships: Board member: Core Concept OÜ

Holdings in the Company: 7,320 shares

Rasmus Rolén<sup>2</sup>
Rasmus Rolén2
CEO Avarda & Head of Corporate Development

At TF Bank as CEO for Avarda since 2023. Previously held leading positions at Klarna in Finance and Analytics.

Born: 1990

Located: Stockholm, Sweden

Education: MSc Finance & Accounting, Lund University

Holdings in the Company: 2,600 shares

Claudia Wiese<sup>2</sup>
Claudia Wiese2
Head of Card Products & Operations

At TF Bank since October 2023, responsible for the German and Polish branches of TF Bank. Responsible for the Card Product Business Team and Card Operations.

Born: 1992

Located: Berlin, Germany

Education: State-qualified banker and real estate clerk, OSZ Banken, Immobilien und Versicherungen. B.Sc. Business Psychology, FOM Hochschule für Ökonomie & Management

Holdings in the Company: 1,250 shares

Espen Johannesen<sup>1,2</sup>
Espen Johannesen1,2
Chief Operating Officer

At TF Bank since 2015, as CEO of BB Bank 2015-2020 (now branch TF Bank Norway), Country Manager Germany 2020-2021 and from 2021 COO for the Group.

Born: 1981

Located: Bergen, Norway

Education: Executive MBA Management Control Norwegian School of Economics (NHH), BA Economics, Business BI Norwegian School of Management

Holdings in the Company: 22,193 shares

Krzysztof Blach<sup>2</sup>
Krzysztof Blach2
Head of Risk & Decision Analytics (CCRO)

At TF Bank since 2015 as Chief Credit Risk Officer. Has previously held managerial positions within GE Money Bank and KBC Consumer Finance.

Born: 1980

Located: Gdansk, Poland

Education: Executive MBA, Business School, Warsaw University of Technology and MA in Management, major in Operations Research, Poznan University of Economics

Holdings in the Company: 0 shares

Ermelin Hanøy<sup>2</sup>
Ermelin Hanøy2
Acting Head of Savings

At TF Bank since 2015 in various positions, Head of Cards Norway in 2020-2022.

Born: 1988

Located: Bergen, Norway

Education: Executive MBA Management Control Norwegian School of Economics (NHH), Economics, University of Bergen (UiB)

Holdings in the Company: 1,983 shares

Stefan Görling<sup>2</sup>
Stefan Görling2
CPIO

At TF Bank since 2023 as CPIO. Has previously worked with financial technology in companies such as Mastercard, PayEx, Folksam and SEQR mobile payments.

Born: 1980

Located: Stockholm, Sverige

Education: Phd in Industrial Engineering and Management. Kungliga Tekniska Högskolan

Holdings in the Company: 2,007 shares

Nicole Norrestad<sup>2</sup>
Nicole Norrestad2
Head of Legal & co-acting Head of Corporate Office

At TF Bank since February 2023. Previous experience as Head of Legal and Head of Compliance at companies including Hoist and DIBS.

Born: 1974

Located: Stockholm, Sweden

Education: Master of Laws (LL.M.) in Law from Stockholm University. Bachelor of Arts (BA) in Physical Education and Sports Science from the Swedish School of Sport and Health Sciences (GIH).

Current directorships: Board member: TF Nordic AB

Holdings in the Company: 1,000 shares

Erik Utterström<sup>2</sup>
Erik Utterström2
Co-head of Corporate Office

At TF Bank since 2024. Previously Deputy CRO at Handelsbanken and consultant in banking and insurance, experience from the Ministry of Finance as an inquiry secretary in the financial sector and other government positions.

Born: 1964

Located: Stockholm, Sweden

Education: Bachelor’s degree in Economics and Political Science, Lund University

Current directorships: Board member: TF Nordic AB, Lutra Lutra Konsult AB and
Lutra Marin Aktiebolag

Holdings in the Company: 2,500 shares

¹ Executive Directors: As stipulated by the Swedish Companies Act (ABL).

² Corporate committee: Follow-up of risk management routines and for in-depth discussions regarding the Bank’s overall risk situation and reports prior to Board meetings.